I now have comprehensive content from authoritative microbiology textbooks. Here is the full explanation:
Chemical agents used in sterilization and disinfection are substances that kill or inactivate microorganisms on surfaces, instruments, and occasionally living tissue. Understanding them requires distinguishing between sterilization (complete destruction of ALL living organisms, including spores) and disinfection (destruction of most pathogenic organisms, but resilient forms may survive).
All chemical disinfectants are bound and inactivated to varying degrees by protein and organic matter - they lose considerable activity when applied to dirty surfaces. Sherris & Ryan's Medical Microbiology, 8th Ed.