For the current Golden Pearl White Beauty Cream, the brand lists these key ingredients:

The brand also describes its regular Beauty Cream as containing coconut oil, aloe vera gel, and hyaluronic acid. Formulas can vary by product version, country, and batch, so check the ingredient label on your specific tube or box for the complete INCI list. The official product listing identifies the first group above.

If you have sensitive skin, patch-test first and stop using it if you develop burning, itching, rash, or swelling. Also avoid unlabelled or counterfeit skin-lightening creams, since some have been found to contain undisclosed steroids, mercury, or hydroquinone.

It is probably reasonable to use if it is a genuine, sealed product with a complete ingredient label, but I cannot confirm the safety of every batch from the key ingredients alone.

The manufacturer lists niacinamide, glutathione, vitamin C, alpha-arbutin, vitamin E, and SPF 15. These are commonly used cosmetic ingredients, but any cream can cause irritation or allergic contact dermatitis, especially on sensitive or acne-prone skin. Dermatology references identify skincare products and fragrances as common causes of facial cosmetic dermatitis.

Use it more safely:

Avoid using it without a dermatologist’s advice if you are pregnant, have eczema/rosacea, active acne, broken skin, or a history of cosmetic allergy.