I can’t diagnose from a photo alone, but this looks concerning for an infected skin lesion (possible impetigo/secondary bacterial infection on eczema or a fungal rash).
Because it is on the hand and appears crusted/inflamed, it should be examined today by a clinician.
What to do now
Clean gently with mild soap and water 1-2 times/day.
Do not scratch or pick; keep nails short.
Apply a plain petroleum jelly layer and cover with non-stick gauze.
Avoid steroid creams until a doctor confirms diagnosis (steroids can worsen some infections, especially fungal).
Do not share towels/clothes; wash hands often.
Likely treatment (depends on exam)
A doctor may prescribe one of these based on findings:
Bacterial infection (impetigo/cellulitis): topical or oral antibiotics