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AI Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents ₹ 219 2.34% 27 Jul 11:45 a.m. Follow About Established in 1993, CUPID Limited is India's premier manufacturer of male and female condoms, personal lubricant, and IVD kits.[1] Key Points Products Offered[1] The Co. manufactures male condoms, female condoms, water-based and brand male and female condoms, water-based personal lubricants, IVD kits, deodorants, perfumes, almond hair oil, body oils, petroleum jelly, and other FMCG Products. Read More Website BSE NSE Market Cap ₹ 29,387 Cr. Current Price ₹ 219 High / Low ₹ 226 / 29.3 Stock P/E 271 Book Value ₹ 3.35 Dividend Yield 0.00 % ROCE 33.5 % ROE 27.3 % Face Value ₹ 1.00 Profit growth 161 % Return on assets 23.4 % Lease liabilities ₹ 5.40 Cr. Debt ₹ 56.4 Cr. Price to book value 65.1 Sales growth 114 % Sales PY Qtr ₹ 61.1 Cr. Profit Var 10Yrs 21.1 % Down from 52w high 3.30 % Debt to equity 0.13 Reserves ₹ 316 Cr. PEG Ratio 5.30 Qtr Profit Var 214 % Qtr Sales Var 116 % Promoter holding 46.2 % ROE 7Yr 21.0 % Avg PAT 5Yrs ₹ 47.5 Cr. Hey, what should be the expected, uh, like expected, uh, price in 2026 last as per the fundamentals, as per the data? Uh, analyze all the data from the internet. What are the source you want take and analyze 100%? I want the clear-cut information. What is the expected price in 2026 last?

Searching the Web

Cupid Limited CUPID NSE share price target 2026 analyst forecast

Searching the Web

Cupid Limited NSE earnings EPS revenue growth 2026 fundamental analysis

Here is a complete, data-driven analysis of Cupid Limited (NSE: CUPID) and where the stock stands as of today - July 27, 2026.

Cupid Limited (NSE: CUPID) - Full Fundamental Analysis & Price Assessment

What Actually Happened in 2026 (Real Data)

Today's date is July 27, 2026, so "end of 2026" is still ~5 months away. Here is what has already played out:
PeriodPrice
Jan 2026~₹80-95
Mar-Apr 2026~₹83-88
May-Jun 2026~₹125-130
July 27, 2026 (today)~₹219
The stock has already surged ~140% just within 2026 (from ~₹90 in Jan to ₹219 now). Over 1 year it is +714%.

Current Financials (Confirmed Data - FY2026 Full Year)

MetricValue
Revenue (FY2026)₹391 Cr (+113% YoY)
Net Profit (FY2026)~₹108 Cr (+165% YoY)
EPS (TTM)₹0.80
Net Profit Margin~28%
OPM (Mar 2026 quarter)~38%
ROE24%
Debt to Equity0.13 (very low)
Market Cap~₹28,715 Cr
Current P/E (TTM)~267x
Industry P/E~46x
The latest quarterly data (Mar 2026): Revenue ₹132 Cr (+112% YoY), PAT ₹36 Cr (+10% QoQ), EPS ₹0.27 for the quarter.

The Critical Valuation Problem

This is where the data gets honest with you:
  • P/E of 267x vs. Industry P/E of 46x - the stock trades at nearly 6x its sector average
  • One fundamental analysis site (smart-investing.in) calculates the intrinsic value at just ₹12.41 using historical valuation models - implying the stock is at a 1234% premium to fair value
  • The Simply Wall St analysis confirms: "share price has increased by 260% per year vs. earnings growth of 42% per year" - the stock is running far ahead of underlying earnings

Fundamental Price Projection - End of 2026 (Dec 2026)

Using three different frameworks:

Scenario 1: EPS-based at normalized P/E

  • FY2026 EPS (TTM) = ₹0.80
  • If Q1 FY2027 (Jun 2026 quarter) continues at ₹0.27/qtr, forward annual EPS = ~₹1.05-1.10
  • At industry P/E of 46x → Fair value = ₹48-50
  • At a "growth premium" P/E of 100x → Price = ₹105-110
  • At current re-rated P/E of 200x (momentum-driven) → Price = ₹210-220 (near current levels)

Scenario 2: Revenue/Profit Growth trend

  • FY2026 revenue: ₹391 Cr. If growth moderates to 40-50% in FY2027 → Revenue ~₹550-585 Cr
  • At 25% net margin → PAT ~₹138-146 Cr
  • At P/E 100x → Market Cap ~₹13,800-14,600 Cr → Price ~₹102-108
  • At P/E 150x → Market Cap ~₹20,700-21,900 Cr → Price ~₹154-163

Scenario 3: Momentum / sentiment continuation

  • The stock hit ₹219 on July 27 after a 500%+ rally in one year
  • Retail sentiment: 84.87% buy orders vs. 15.13% sell orders (seen in your screenshot)
  • If euphoria holds and no mean reversion happens → ₹240-260 possible (near upper circuit of ₹256)

Honest End-2026 Price Range Assessment

ScenarioEstimated Price (Dec 2026)Basis
Bear (valuation correction)₹50-90P/E compresses toward 50-100x as growth normalizes
Base (partial correction)₹120-160P/E settles ~150x, moderate growth continues
Bull (momentum holds)₹220-280Current re-rating sustains, new contracts/orders emerge

Key Risks to Watch

  1. Valuation is the #1 risk - At 267x P/E, even a small earnings miss causes a big correction. The stock already fell 5.5% in two days after Q4 results in May 2026 despite strong numbers.
  2. Revenue concentration - Cupid is heavily dependent on government/institutional condom procurement tenders. If a major contract delays, revenue can drop sharply.
  3. Growth rate likely to normalize - 113% revenue growth was driven by a low base + large order wins. Sustaining 50%+ growth from a ₹391 Cr base is much harder.
  4. Book value reality - Book value is just ₹3.35/share. Price-to-book is 65x. This is pure speculative premium.
  5. Promoter holding - 46.2% promoter stake is moderate. Watch for any promoter selling.

Bottom Line

Fundamentally, Cupid is a strong business (good margins, low debt, growing exports) but the current price of ₹219 is massively overvalued relative to earnings (P/E 267x vs. industry 46x). Based on earnings power alone, the stock deserves a price of ₹50-110 in a rational market.
However, the market is in a euphoric re-rating cycle for this stock. If momentum and retail sentiment continue, the price could push toward ₹240-260 in the near term. The most likely outcome by December 2026 is somewhere in the ₹130-200 range - i.e., some correction from current levels as valuations mean-revert, but not a complete crash if earnings growth continues.
This is not investment advice. Stock prices are driven by sentiment, not just fundamentals - and Cupid has demonstrated this spectacularly in 2026. Invest only what you can afford to lose in a stock trading at 267x earnings.
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Hey, take the fundamentals from the screener, and I want the complete head-to-head calculation, 100% is what is the expected price on this both in the end of 2026, and how it will be perform. And, uh, so should I buy now or wait for a dip? And what is the best in between these two?

Searching the Web

Cupid Limited CUPID screener.in fundamentals 2026 EPS revenue profit quarterly

Searching the Web

Sky Gold Diamonds SKYGOLD screener fundamentals EPS revenue 2026 price target

Searching the Web

Tamilnad Mercantile Bank TMB screener fundamentals EPS NII NPA 2026 price target

Now I have comprehensive confirmed data from Screener, SimplyWallSt, and official filings. Here is the complete head-to-head analysis:

Complete Head-to-Head Analysis: Cupid vs Sky Gold vs TMB

As of July 27, 2026


SECTION 1 - FUNDAMENTALS SNAPSHOT (from Screener + verified sources)

MetricCUPIDSKYGOLDTMB
CMP₹219₹673₹826.50
Market Cap₹28,715 Cr₹10,075 Cr₹12,714 Cr
P/E (TTM)267x35.74x9.51x
Industry P/E46x55.29x13.28x
EPS (TTM)₹0.80₹18.20₹84.47
Book Value₹3.35₹77.39₹638.46
P/B Ratio65.1x8.41x1.26x
ROE27.3%22.97%13.23%
D/E Ratio0.130.73NA (bank)
Div Yield0%0%1.56%
FY26 Revenue₹391 Cr₹6,295 Cr₹5,819 Cr
FY26 Net Profit₹108 Cr₹282 Cr₹1,339 Cr
Net Margin~28%~4.3%~40%
Revenue Growth (YoY)+113%+78%+13%
Profit Growth (YoY)+165%+108%+13%
OPM38%7%18% (financing margin)

SECTION 2 - FULL EPS-BASED PRICE CALCULATION (End of Dec 2026)

CUPID - Detailed Calculation

Known quarterly EPS progression:
  • Q1 FY26 (Jun 25): ₹0.56
  • Q2 FY26 (Sep 25): ₹0.90
  • Q3 FY26 (Dec 25): ₹1.22
  • Q4 FY26 (Mar 26): ₹0.27 (note: this is post bonus-share adjustment - equity doubled)
  • TTM EPS = ₹0.80 (post capital restructuring)
Forward EPS estimate for FY27 (annualized from last 2 quarters):
  • Q4 FY26 EPS = ₹0.27/qtr → annualized = ~₹1.08
  • Growth moderating from 165% to a realistic 30-40%
  • FY27 Forward EPS estimate = ₹1.05-1.15
Price Calculation at end of 2026 (Dec 2026 = Q2 FY27):
ScenarioP/E AppliedEPS usedTarget Price
Bear (P/E corrects to industry 46x)46x₹1.10₹50
Conservative (P/E halves to 100x)100x₹1.10₹110
Base (P/E holds at 150x)150x₹1.10₹165
Bull (current re-rating sustains 200x)200x₹1.10₹220
Extreme Bull (momentum euphoria 250x)250x₹1.10₹275
Most Likely Range by Dec 2026: ₹150-220 (The stock is already at ₹219. The re-rating is fully priced unless EPS jumps significantly in Q1 FY27.)

SKYGOLD - Detailed Calculation

Known financials from Screener:
  • FY26 EPS = ₹17.78 (confirmed)
  • Analyst consensus FY27 EPS = ₹24.14 (+36% YoY)
  • Mar 2026 quarterly revenue = ₹1,912 Cr, Profit = ₹91 Cr
  • Management FY27 revenue target = ₹8,100 Cr
Forward EPS estimate (annualized from Mar 2026 quarter):
  • Q4 FY26 EPS ≈ ₹5.45/qtr → FY27 annualized = ~₹22-26
  • Analyst estimate: ₹24.14 for FY27
Price Calculation at end of 2026 (Dec 2026):
ScenarioP/E AppliedEPS usedTarget Price
Bear (P/E drops to 25x)25x₹22₹550
Conservative (P/E at 30x)30x₹23₹690
Base (P/E at industry 35-40x)37x₹24₹888
Bull (P/E at industry 55x)55x₹24₹1,320
Analyst consensus price target: ₹597 (June 2026 report, range ₹576-618) Most Likely Range by Dec 2026: ₹650-900 (Currently at ₹673, trading near lower end of fair value. Upside exists if FY27 execution is strong.)

TMB - Detailed Calculation

Known financials from Screener + official filing:
  • FY26 EPS = ₹84.47 (confirmed, official filing)
  • FY26 Net Profit = ₹1,339 Cr (+13% YoY)
  • FY26 Advances = ₹53,379 Cr (+20% YoY)
  • GNPA = 0.73% (excellent, improved from 1.26%)
  • NIM = 3.98%
  • Management FY27 guidance: Loan growth 20%, Deposit growth 16%
Forward EPS estimate:
  • FY26 EPS = ₹84.47. At 13% growth → FY27 EPS = ~₹95-97
  • At 15% growth → FY27 EPS = ~₹97-100
Price Calculation at end of 2026 (Dec 2026 = H1 FY27):
ScenarioP/E AppliedEPS usedTarget Price
Bear (P/E stays at 9x)9x₹95₹855
Conservative (P/E rises to 10x)10x₹95₹950
Base (P/E re-rates to industry 13x)13x₹97₹1,261
Bull (P/E at 15x, full re-rating)15x₹100₹1,500
Most Likely Range by Dec 2026: ₹900-1,150 (The stock is at ₹826. It trades at HALF the industry P/E. This is a deep-value situation.)

SECTION 3 - HEAD-TO-HEAD SCORECARD

CategoryCUPIDSKYGOLDTMB
Valuation❌ Extremely Overvalued (P/E 267 vs sector 46)✅ Fair (P/E 35.7 vs sector 55)✅✅ Deep Undervalued (P/E 9.5 vs sector 13.3)
Earnings Quality⚠️ High growth but low absolute EPS (₹0.80)✅ Good growth, thin but improving margins✅ Consistent, predictable profit
Growth Rate✅✅ 165% profit growth✅ 108% profit growth⚠️ 13% profit growth
Safety/Risk❌ Very high risk - correction likely⚠️ Moderate risk✅ Low risk - bank with GNPA 0.73%
Dividend❌ None❌ None✅ ₹12.50/share (1.56% yield)
Upside Potential Dec 2026⚠️ ₹150-220 (sideways to slight downside)✅ ₹700-900 (10-34% upside)✅✅ ₹900-1,150 (9-39% upside)
Downside Risk❌ ₹100-150 possible (-30 to -55%)⚠️ ₹550-600 (-8 to -18%)✅ ₹750-800 (-3 to -9%)
Market Sentiment84.87% buy orders30.29% buy / 69.71% sell34.65% buy / 65.35% sell
Best ForMomentum trader onlyGrowth investorValue investor

SECTION 4 - BUY NOW OR WAIT FOR DIP?

CUPID at ₹219:

WAIT for a dip - or avoid entirely for new entry.
  • The stock is trading at 267x P/E. It ran from ₹30 to ₹226 in one year. You are entering at peak euphoria.
  • Market sentiment: 84.87% buy orders look bullish but this means there are very few sellers - the moment a seller shows up, it can drop fast.
  • If you must buy: wait for ₹150-160 range (a ~30% dip) which would bring P/E to ~140x, still expensive but with better risk-reward.
  • Stop loss if already holding: ₹180

SKYGOLD at ₹673:

Buy on any dip to ₹600-620.
  • Currently near analyst fair value (₹576-618 target range from June 2026 report). At ₹673 it has already moved above the consensus target.
  • FY27 management revenue target of ₹8,100 Cr is aggressive but achievable (+28% from FY26).
  • Best entry zone: ₹600-630. Current price is slightly above fair value.
  • Wait for any correction to ₹620 zone, which offers 20-30% upside to ₹800-900 range by Dec 2026.

TMB at ₹826:

Best buy RIGHT NOW of the three.
  • Trading at 9.5x P/E vs industry 13.3x - genuinely undervalued.
  • GNPA of 0.73% is one of the best in the Indian banking sector.
  • FY27 loan growth guidance of 20%, dividend yield of 1.56%.
  • Even at current price, fair value is ₹950-1,100 based on fundamentals.
  • Entry zone: ₹780-830. If it dips to ₹780, that is an exceptional entry.

SECTION 5 - THE WINNER (Best Among Three)

🏆 TMB is the best pick fundamentally.

Here is the logic in one line: You are buying ₹84.47 of earnings per share for just ₹826 (9.5x P/E). The sector average says this stock should be at ₹1,100-1,250. It has improving NPA, growing advances, decent dividend, and Q1 FY27 results are due today (July 27). If results are strong, the stock could re-rate significantly.
Ranked by risk-reward:
  1. TMB - Deep value, low risk, 20-40% upside, dividend
  2. SKYGOLD - Fair value, moderate risk, 15-30% upside if FY27 executes
  3. CUPID - Overvalued, highest risk, sideways or downside more likely from current levels
Disclaimer: This is fundamental analysis for informational purposes only, not investment advice. Stock markets carry risk. Past performance does not guarantee future results. Always consult a SEBI-registered financial advisor before investing.

?

Looks like your message came through empty! Could you clarify what you'd like to know?
A few possibilities:
  • Did you want me to elaborate on any specific stock (Cupid, Sky Gold, or TMB)?
  • Do you want a SIP strategy across these three?
  • Did you have a specific price or entry point question?
  • Or was there a different stock you wanted to add to the comparison?
Just type your question and I'll get right on it!

Dai naow the problem is buying tmb now it was 1 unit itself ₹800 si na enna panna sip um ₹800 min

Valid point da! TMB ₹826 per share - so even 1 unit costs ₹826. SIP minimum is also roughly ₹800+. That's a real budget constraint.
Here's what you can actually do:

Budget-Friendly Options Based on Your 3 Stocks

If your SIP/investment budget is limited (say ₹500-2000/month):


Option 1: Sky Gold (SKYGOLD) at ₹673

  • Still affordable per unit
  • You can buy 1 share for ₹673 or SIP ₹1,000/month = ~1.5 shares/month
  • Fundamentally fair value, good upside to ₹850-900 by Dec 2026
  • Better entry than Cupid for sure

Option 2: Cupid at ₹219

  • Most affordable per unit - ₹219 only
  • SIP ₹500/month = 2 shares/month
  • BUT - very overvalued at 267x P/E. High risk.
  • Only consider if you're willing to hold 2-3 years and accept volatility

Option 3: TMB - Smart Workaround

Even though 1 share = ₹826, you can:
  • Save 2 months → buy 1 share every 2 months (₹1,652 every 2 months)
  • Or use Stock SIP on Zerodha/Groww - many platforms allow fractional-style SIP where you set ₹1,000/month and they accumulate and buy when amount reaches 1 share
  • Some platforms like Groww allow SIP in stocks with auto-accumulation

My Honest Recommendation for Limited Budget:

Budget/MonthBest PickWhy
₹500-700Cupid (₹219)Affordable, but risky
₹700-1,000Sky Gold (₹673)Fair value, good growth
₹1,600+TMB (best fundamentals)Buy 1 share every 2 months

Bottom line: Sky Gold at ₹673 is the sweet spot - affordable per unit AND fundamentally sound. If budget is tight, start with SKYGOLD SIP monthly and accumulate TMB every 2 months separately.
Enna budget monthly fix panni irukkiya? That'll help me give you an exact plan!
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